Best Co-Branded Credit Card: Wyndham Rewards Visa Card

IHG Rewards Club Select Credit Card voted runner-up

A good co-branded credit card can help you land free flights, hotel room stays or other travel perks, just by spending the money you'd normally spend anyway.

  • Citi / AAdvantage Platinum Select MasterCard

    Travelers with a Citi/AAdvantage Platinum Select MasterCard get their first checked bag free for themselves and up to three companions, group 1 boarding on domestic flights, no foreign transaction fees and 25-percent off eligible in-flight purchases. Cardholders earn double points when the card is used for American Airlines purchases and a point per dollar on everything else. There's also a 30,000-point sign-up bonus and the annual fee is waived for the first year.
    Photo courtesy of Citigroup

  • Marriott Rewards Premier Credit Card

    Now that Marriott has the biggest hotel portfolio in the world, the Marriott Rewards Premier Credit Card is even more appealing for frequent travelers. New cardholders enjoy an 80,000-point sign-up bonus, 7,500 points for adding an authorized user to the account, an annual free night stay, no foreign transaction fees and five points per dollar spent at Marriott and Ritz-Carlton hotels.
    Photo courtesy of Chase

  • Club Carlson Premier Rewards Visa Signature Card

    While the annual fee for the Club Carlson Premier Rewards Visa Signature Card is slightly higher than the alternate Club Carlson credit card option, cardholders earn nearly twice as many points on both hotel and general purchases. The card comes with a 50,000-point bonus for the first purchase, as well as an additional 35,000-point bonus after fulfilling a first 90-day spending requirement.
    Photo courtesy of U.S. Bank

  • Southwest Airlines Rapid Rewards Premier Card

    Budget-minded travelers who frequently fly Southwest Airlines benefit from the Rapid Rewards Premier credit card – no foreign transaction fees, a 40,000-point sign-up bonus and a 6,000-point bonus after each account anniversary.
    Photo courtesy of Chase

  • Starwood Preferred Guest Credit Card

    Travelers who sign up for the Starwood Preferred Guest Credit Card from American Express get some great perks, especially in terms of luxury travel. The card comes with a 25,000-point sign-up bonus, a waived annual fee for the first year, no foreign transaction fees and free in-room premium internet. Compared to other hotel credit cards, the points value with SPG is higher when points are redeemed for free nights.
    Photo courtesy of American Express

  • Hyatt Credit Card

    The sign-up bonus for new Hyatt Credit Card owners includes two free nights at Hyatt hotels worldwide (after qualifying purchases), as well as a 5,000-point bonus for adding an authorized user to the account. There's no annual fee the first year and no foreign transaction fees. Cardholders earn three points per dollar spent at Hyatt hotels, two points per dollar on airfare, car rentals and restaurants, and one point per dollar for everything else.
    Photo courtesy of Chase

  • Virgin America Visa Signature Card

    Travelers who sign up for the Virgin America Visa Signature Card can earn a 10,000-point bonus, redeemable for up to $200 in reward flights. Cardholders get a $150 companion ticket annually, a free checked bag for themselves and a companion, priority boarding and earn eight points per dollar spent on Virgin America.
    Photo courtesy of Comenity

  • Amtrak Guest Rewards World MasterCard

    Those who prefer to travel by rails can benefit from the Amtrak Guest Rewards World MasterCard. Perks include a 20,000-point bonus offer, no foreign transaction fees, a 5-percent points rebate on Amtrak redemption travel and bonus points per dollar spent on Amtrak or other qualifying travel.
    Photo courtesy of Bank of America

  • IHG Rewards Club Select Credit Card

    With a portfolio of some 4,900 hotels in 100 countries worldwide, IHG offers a very flexible loyalty card in the IHG Rewards Club Select Credt Card. The sign-up bonus includes 60,000 points after qualifying purchases (and an additional 5,000 points after adding an authorized user who makes a purchase). Cardholders get a free night on each account anniversary and a 10-percent rebate on points redeemed at IHG locations.
    Photo courtesy of Chase

  • Wyndham Rewards Visa Card

    Wyndham Rewards Visa cardholders enjoy 15,000 bonus points after their first purchase, three points per dollar spent at Wyndham properties, one point per dollar spent everywhere else and no annual fees. 
    Photo courtesy of Barclays

10Best asked a team of miles-and-points experts to nominate the 19 co-branded credit cards they feel are most worthwhile to American travelers based on redemption rates, travel perks and other benefits. Over the last 28 days, our readers have been casting ballots daily for their favorite nominee, and the results are in.

The top 10 winners in the category Best Co-Branded Credit Card are as follows:

  1. Wyndham Rewards Visa Card
  2. IHG Rewards Club Select Credit Card
  3. Amtrak Guest Rewards World MasterCard
  4. Virgin America Visa Signature Card
  5. Hyatt Credit Card
  6. Starwood Preferred Guest Credit Card
  7. Southwest Airlines Rapid Rewards Premier Card
  8. Club Carlson Premier Rewards Visa Signature Card
  9. Marriott Rewards Premier Credit Card
  10. Citi / AAdvantage Platinum Select MasterCard

A panel of experts partnered with 10Best editors to picked the initial 20 nominees, and the top 10 winners were determined by popular vote. Experts Brad Cohen (Thirsty Explorer), Matthew Klint (Live and Let's Flyand Sean McQuay (NerdWallet) were chosen based on their expertise of reward travel.

Congratulations to all our winners, and be sure to keep this list handy as you plan your miles and points strategy.

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Brad Cohen

Brad Cohen

Matthew Klint

Matthew Klint

Sean McQuay

Sean McQuay