Best Rewards Credit Card: Chase Sapphire Reserve
BankAmericard Cash Rewards Credit Card, Chase Freedom, Venture from Capital One and Chase Sapphire Preferred in top 5
Many credit cards nowadays have their own rewards programs, either in the form of cash back or travel rewards that can be redeemed through multiple airlines, hotels and car rental companies.
Citi Double Cash Card
The Citi Double Cash Card offers cardholders the opportunity to earn two percent cash back – one percent when purchases are made and another one percent when they're paid for in full or over time. There are no caps, no category restrictions and no annual fees. Photo courtesy of Citigroup
Quicksilver from Capital One
Quicksilver, Capital One's cash rewards credit card, offers unlimited 1.5-percent cash back on all purchases, a $100 sign-up bonus, no annual fees and no foreign transaction fees. It's a great low-fee, low-maintenance option for travelers who value simplicity. Photo courtesy of Capital One
Barclaycard Arrival Plus World Elite MasterCard
Barclaycard Arrival Plus World Elite MasterCard is an all-around good choice for travelers who value flexibility in redemption options. The card comes with a 50,000-miles sign-up bonus, the chance to earn two miles per dollar on all purchases and five percent miles back on every redemption. Photo courtesy of Barclays
The Platinum Card from American Express
While the Platinum Card from American Express has a higher-than-average annual fee, it can be well worth it, thanks to perks like a 40,000-point sign-up bonus, $200 annual airline fee credit, complimentary airport lounge access, Global Entry application fee credit and the chance to earn five points per dollar on flight booked directly with airlines. Photo courtesy of American Express
Fidelity Rewards Visa Signature Credit Card
Fidelity Rewards Visa Signature cardholders can earn two percent cash back on all purchases, making it a great card for those who want to earn rewards across a variety of categories. The card comes with no annual fee and a relatively small one percent foreign transaction fee. Photo courtesy of Fidelity Investments
Chase Sapphire Preferred
Chase Sapphire Preferred offers perks like a 50,000-point sign-up bonus, no foreign transaction fees and the chance to earn two points per dollar spent on travel and restaurants, and one point per dollar spent everywhere else. Points can be converted one-to-one with several loyalty programs, including United and Southwest. Photo courtesy of Chase
Venture from Capital One
Venture from Capital One cardholders earn two miles per dollar on all purchases, automatically. When paired with an attractive 40,000-mile sign-up bonus and flexible redemption options, it becomes a great all-around card for for frequent travelers who want a simple and effective way to earn miles. Photo courtesy of Capital One
Chase Freedom's rotating cash back program means that with a little planning, cardholders can score big Ultimate Rewards points. Each quarter offers the chance to earn five percent cash back in bonus categories and one percent on everything else. There's also a $150 sign-up bonus and no annual fees. Photo courtesy of Chase
BankAmericard Cash Rewards Credit Card
The BankAmericard Cash Rewards Credit Card, the cash rewards option from Bank of America, has no annual fee and offers a $100 cash rewards bonus for spending $500 in the first 90 days. Cardholders earn three percent cash back at as stations, two percent at grocery stores and wholesale markets and one percent on everything else (limits apply). Photo courtesy of Bank of America
Chase Sapphire Reserve
New to the game in late 2016, the Chase Sapphire Reserve is quickly making waves with it's huge 100,000-point sign-up bonus, plus a $300 annual travel credit, Global Entry fee waiver, no foreign transaction fees and three points per dollar spent on travel and restaurants worldwide (one point per dollar on everything else). Photo courtesy of Chase
We asked a panel of points-and-miles experts to nominate their 20 favorite rewards credit cards on the market today, and for the past four weeks our readers have been casting ballots for their favorites.
Chase came out on top, with three cards in the top five, including the new Chase Sapphire Reserve.
The top 10 winners in the category Best Rewards Credit Card are as follows:
- Chase Sapphire Reserve
- BankAmericard Cash Rewards Credit Card
- Chase Freedom
- Venture from Capital One
- Chase Sapphire Preferred
- Fidelity Rewards Visa Signature Credit Card
- The Platinum Card from American Express
- Barclaycard Arrival Plus World Elite MasterCard
- Quicksilver from Capital One
- Citi Double Cash Card
A panel of experts partnered with 10Best editors to picked the initial 20 nominees, and the top 10 winners were determined by popular vote. Experts Brad Cohen (Thirsty Explorer), Matthew Klint (Live and Let's Fly) and Sean McQuay (NerdWallet) were chosen based on their expertise of reward travel.
Congratulations to all our winners, and be sure to keep this list handy as you plan your miles and points strategy.