A solid rewards credit card offers users greater flexibility on how they earn and redeem points – no need to fly the same airline, stay in the same hotel chain or rent from the same car company on every trip. We asked a panel of miles-and-points experts to tell us their favorite general rewards credit cards, and for the past four weeks, our readers have been voting for their favorites.
The top 10 winners in the category Best Rewards Credit Card are as follows:
- Chase Sapphire Reserve
- Discover it Cash Back
- Barclaycard Arrival Plus World Elite Mastercard
- Platinum Card from American Express
- Capital One Venture Card
- Chase Freedom
- Chase Sapphire Preferred
- Citi Double Cash Card
- Fidelity Rewards Visa Signature Card
- BankAmericard Travel Rewards
A panel of experts partnered with 10Best editors to picked the initial nominees, and the top 10 winners were determined by popular vote. Experts Matthew Klint (Live and Let's Fly) and Kimberly Palmer (NerdWallet) were chosen based on their knowledge and experience of the loyalty landscape
Congratulations to all these reader favorite credit cards!
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The Experts
Matthew Klint
Matthew is an avid traveler who calls Los Angeles... Read More
Matthew is an avid traveler who calls Los Angeles home. Each year he travels more than 200,000 miles by air and has visited more than 120 countries over the last decade. Working both in the aviation industry and as a travel consultant, Matthew has been featured in the New York Times, Chicago Tribune, Wall Street Journal, USA Today, BBC, Fox News, CNN, ABC, CBS, NBC, Al Jazeera, Toronto Star, and on NPR. His Live and Let's Fly blog shares the latest news in the airline industry, commentary on frequent flyer programs and promotions, and detailed reports of his worldwide travel. He also founded awardexpert.com, a highly-personalized consulting service that aids clients in the effective use of their credit card points and frequent flyer miles.
Matthew Klint

Matthew is an avid traveler who calls Los Angeles home. Each year he travels more than 200,000 miles by air and has visited more than 120 countries over the last decade. Working both in the aviation industry and as a travel consultant, Matthew has been featured in the New York Times, Chicago Tribune, Wall Street Journal, USA Today, BBC, Fox News, CNN, ABC, CBS, NBC, Al Jazeera, Toronto Star, and on NPR. His Live and Let's Fly blog shares the latest news in the airline industry, commentary on frequent flyer programs and promotions, and detailed reports of his worldwide travel. He also founded awardexpert.com, a highly-personalized consulting service that aids clients in the effective use of their credit card points and frequent flyer miles.
Kimberly Palmer
Kimberly Palmer is a the credit cards expert at Read More
Kimberly Palmer is a the credit cards expert at NerdWallet. She is the author of three personal finance books, including "Smart Mom, Rich Mom" and "The Economy of You." Previously, she was a money editor at AARP and the personal finance editor at US News & World Report. She frequently talks about personal finance topics on radio and TV and she lives in the Washington, D.C. area with her family.
Kimberly Palmer

Kimberly Palmer is a the credit cards expert at NerdWallet. She is the author of three personal finance books, including "Smart Mom, Rich Mom" and "The Economy of You." Previously, she was a money editor at AARP and the personal finance editor at US News & World Report. She frequently talks about personal finance topics on radio and TV and she lives in the Washington, D.C. area with her family.