A solid rewards credit card offers users greater flexibility on how they earn and redeem points – no need to fly the same airline, stay in the same hotel chain or rent from the same car company on every trip. We asked a panel of miles-and-points experts to tell us their favorite general rewards credit cards, and our readers voted for the winners.
The top 10 winners in the category Best Rewards Credit Card are as follows:
- Bank of America Premium Rewards
- Chase Sapphire Reserve
- Chase Freedom
- Chase Freedom Unlimited
- Chase Sapphire Preferred
- Discover it Cash Back
- American Express Platinum Card
- Capital One Savor Card
- Capital One Venture Rewards Credit Card
- Quicksilver from Capital One
A panel of experts partnered with 10Best editors to pick the initial 20 nominees, and the top 10 winners were determined by popular vote.
Congratulations to all these winning credit cards!
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The Experts
Dan Eleff
Dan Eleff is the CEO and founder of DansDeals.com,... Read More
Dan Eleff is the CEO and founder of DansDeals.com, voted the #1 miles and points blog by USA Today’s readers. He has personally earned over 30 million miles and points and is a recognized expert in the travel industry. He has been consulted by frequent flier programs for his advice on their programs and has been featured in Bloomberg Businessweek, The Wall Street Journal, and more. Dan started blogging in 2004 and DansDeals has since become a popular daily destination for millions of followers looking to score deals on anything and everything, including a hot spot for news and advice on all things points, miles, and travel.
Dan Eleff

Dan Eleff is the CEO and founder of DansDeals.com, voted the #1 miles and points blog by USA Today’s readers. He has personally earned over 30 million miles and points and is a recognized expert in the travel industry. He has been consulted by frequent flier programs for his advice on their programs and has been featured in Bloomberg Businessweek, The Wall Street Journal, and more. Dan started blogging in 2004 and DansDeals has since become a popular daily destination for millions of followers looking to score deals on anything and everything, including a hot spot for news and advice on all things points, miles, and travel.
Ramsey Qubein
Ramsey Qubein is a freelance travel journalist... Read More
Ramsey Qubein is a freelance travel journalist covering hotels, cruises, airlines, and loyalty programs from around the globe. His work has appeared in numerous publications including Conde Nast Traveler, Travel+Leisure, Forbes.com, CNBC.com, AFAR, Robb Report, Readers Digest, BBC Worldwide, USA Today, NerdWallet.com and Business Traveler magazine among others. Ramsey flies more than 450,000 miles per year and has traveled to 166 countries, all seven continents, and 50 U.S. states.
Ramsey Qubein

Ramsey Qubein is a freelance travel journalist covering hotels, cruises, airlines, and loyalty programs from around the globe. His work has appeared in numerous publications including Conde Nast Traveler, Travel+Leisure, Forbes.com, CNBC.com, AFAR, Robb Report, Readers Digest, BBC Worldwide, USA Today, NerdWallet.com and Business Traveler magazine among others. Ramsey flies more than 450,000 miles per year and has traveled to 166 countries, all seven continents, and 50 U.S. states.
Sara Rathner
Sara Rathner is NerdWallet’s travel and credit... Read More
Sara Rathner is NerdWallet’s travel and credit cards expert. She appeared on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report,” and has been quoted in Yahoo Finance, TIME, Reuters, NBC News, Business Insider and MarketWatch. Sara’s held a total of 23 credit cards, using travel rewards points to see the world on a budget. A proud Northwestern University alum, she also has a certificate in financial planning from Boston University.
Sara Rathner

Sara Rathner is NerdWallet’s travel and credit cards expert. She appeared on the “Today” show, Nasdaq and CNBC’s “Nightly Business Report,” and has been quoted in Yahoo Finance, TIME, Reuters, NBC News, Business Insider and MarketWatch. Sara’s held a total of 23 credit cards, using travel rewards points to see the world on a budget. A proud Northwestern University alum, she also has a certificate in financial planning from Boston University.