Best Rewards Credit Card (2020)

With the Bank of America Premium Rewards Credit Card, cardholders earn 50,000 bonus points with eligible purchases, unlimited two points per dollar spent on travel and dining and 1.5 points per dollar on everything else. Other perks include a $200 travel statement credit, travel insurance protections and no foreign transaction fees.
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Chase Freedom Unlimited cardholders earn 1.5-percent cash back on all purchases, automatically. There's no annual fee, and the card comes with a $200 cash back bonus offer with $500 of purchases in the first three months. New members earn 5-percent cash back on grocery store purchases during their first year.
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While the Platinum Card from American Express has a higher-than-average annual fee, it can be well worth it, thanks to perks like a 60,000-point sign-up bonus, $200 airline fee credit, $15 worth of Uber rides or Eats orders each month, Global Entry application fee credit and the chance to earn five points per dollar on flight booked directly with airlines and on prepaid hotels.
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A popular option since its introduction in late 2016, the Chase Sapphire Reserve offers a 50,000-point sign-up bonus, plus a $300 annual travel credit, Global Entry fee waiver, no foreign transaction fees and three points per dollar spent on travel and restaurants worldwide (one point per dollar on everything else). Cardholders get 50 percent more value when they redeem points for travel purchased through Chase Ultimate Rewards.
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Chase Sapphire Preferred offers perks like a 60,000-point sign-up bonus, no foreign transaction fees and the chance to earn two points per dollar spent on travel and restaurants, and one point per dollar spent everywhere else. Points can be converted one-to-one with several loyalty programs, including United and Southwest.
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Chase Freedom's rotating cash back program means that with a little planning, cardholders can score big Ultimate Rewards points. Each quarter offers the chance to earn five percent cash back in bonus categories and one percent on everything else. There's also a $200 sign-up bonus and no annual fees. Cardholders can earn 5-percent cash back at supermarkets during the first year.
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Venture from Capital One cardholders earn two miles per dollar on all purchases, automatically. When paired with an attractive 50,000-mile signup bonus, a $100 credit for Global Entry or TSA PreCheck fee and flexible redemption options, it becomes a great all-around card for for frequent travelers who want a simple and effective way to earn miles.
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The American Express Gold Card offers cardholders with excellent credit several perks and benefits, including the chance to earn three points per dollar spent booking flights directly from airlines and four points per dollar spent at grocery stores and restaurants (including takeout and delivery). The card also comes with a $120 annual dining credit, $100 airline fee creidt and the ability to transfer points at a one-to-one ratio to some loyalty programs.
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With the Capital One VentureOne Rewards card, cardholders earn unlimited 1.25 miles per dollar on all purchases, as well as 20,000 bonus miles with qualifying purchases, all with no annual fee.
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The Citi Premier Card earns cardholders a 60,000-point signup bonus with qualifying purchases, a $100 hotel credit, plus three points per dollar spent on travel, restaurants, supermarkets and gas stations and one point per dollar on everything else. Points can be transferred to partners like TrueBlue and Virgin Atlantic Flying Club.
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